You may qualify for a local program to help fix up your house

The City of LaPorte’s Office of Community Development and Planning will be accepting applications for a program funded through the U.S. Department of Housing and Urban Development’s Community Development Block Grant from Aug.1-31, 2018. The Homeowner Repair Program offers a deferred payment loan for low- and moderate-income homeowners. Among the projects the loan can be used for are a new roof, a new furnace, an electrical panel upgrade, and repair of leaky pipes or water and sewer lines.

This program is available only to homeowners residing within the corporate limits of the City of LaPorte. Rehabilitation work will take place during the summer of 2019.

The Homeowner Repair Program provides a loan up to $23,000 at 0% interest and homeowners make no monthly payments. Gross annual income for all family members in a family of four must be less than $48,800. The loan is repaid if the home is sold or title transferred, or if the home is no longer the primary residence within seven years after the repair work is completed.

Gross annual income of all household members determines eligibility. Other eligibility requirements include assets limitation, sufficient home equity, sustainable monthly income, and location in a targeted neighborhood. If repair estimates exceed $23,000, the City of LaPorte may not be able to assist the homeowner.  

If an applicant has previously participated in this program, their future involvement in the program will not be approved.

Applications for the Homeowner Repair Program are available during August at the CDBG Program Office located on the second floor of City Hall, 801 Michigan Ave., LaPorte. The application may also be found on the City of LaPorte’s website: www.cityoflaporte.com. Look for CDBG.

For further information, call the Office of Community Development and Planning at 219/362-8260.

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